**Call Your Own Insurance Company — Even If the Other Driver Is at Fault.**
This surprises a lot of people, but it’s important: after any accident, notify your own insurance carrier as soon as possible — even when the other driver caused the crash.
Here’s why this matters:
The at-fault driver’s insurance company works for *them*, not for you. If you only rely on their insurer to sort things out, you may face delays, disputes, or gaps in your coverage while your car sits in the shop and your medical bills pile up.
When you contact your own insurer right away, you get:
– **Your own advocate** working on your behalf
– **Faster access** to collision or uninsured/underinsured motorist coverage if needed
– **A documented record** of the incident from your side
Your insurer can coordinate with the at-fault party’s carrier and help protect your interests throughout the claims process.
**What to do right now:**
Save your insurance company’s claims number in your phone *before* you ever need it. Don’t wait until you’re standing on the side of the road trying to find it.
At **Evertrust Insurance Agency** in Nashville, Tennessee, we help drivers understand exactly what their coverage includes — so there are no surprises when it counts most.
Have questions about your current auto policy? Give us a call at **(615) 719-3049** or visit **evertrusttn.com** to connect with our team.
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*Disclaimer: This post is for informational purposes only. Coverage availability and claim outcomes vary. All coverage is subject to policy terms, conditions, and eligibility requirements. Contact Evertrust Insurance Agency for details specific to your situation.*
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