📚 Know Before You Drive — Tennessee’s Minimum Coverage Requirements
Happy Friday, Nashville! Let’s close out the week with a quick tip that could save you from a very expensive lesson.
Tennessee law requires ALL drivers to carry at least the following auto insurance coverage:
🔵 $25,000 for bodily injury per person
🔵 $50,000 for bodily injury per accident
🔵 $15,000 for property damage per accident
This is known as 25/50/15 liability coverage — and it is the legal minimum to operate a vehicle in the state of Tennessee.
⚡ Quick Tip: Minimum coverage meets the legal requirement, but it may not be enough to fully protect you in a serious accident. Medical bills and vehicle repairs can exceed state minimums quickly, leaving you personally responsible for the difference.
Here’s what we recommend asking your agent:
✔️ Do I have uninsured/underinsured motorist protection?
✔️ Is my coverage limit realistic for today’s repair and medical costs?
✔️ When did I last review and update my policy?
If you’re not sure whether your current policy truly has you covered, it’s time for a free review.
At Evertrust Insurance Agency in Nashville, Tennessee, we make it easy to understand your coverage, fill in the gaps, and get the protection you actually need.
📞 Call us: (615) 719-3049
🌐 Visit us: https://evertrusttn.com
Have a safe and covered weekend! 🚗
Disclaimer: Coverage requirements are based on current Tennessee state law and are subject to change. This post is for general informational purposes only. Speak with a licensed Evertrust insurance agent for advice tailored to your needs.
Photo by Robert Ruggiero on Unsplash